What will happen to my coverage and rates if I have a claim?

What will happen to my coverage and rates if I have a claim?

So, you had a claim…

“What’s going to happen to my coverage and my rates in the future?” It’s a question we receive almost daily at our agency. As with most things insurance-related, the answer is never simple…

How much does it cost to add a teen to my auto policy?

How much does it cost to add a teen to my auto policy?

The day that most parents dread is approaching…

You have to add your 16-year-old to your auto policy. Apart from the stress and uncertainty that parents feel knowing their children are going to be hitting the open roads, the nagging question is... how much will it cost you? This is certainly one of the most common questions posed to your insurance agent. As you’d expect, the answer must be prefaced with “it depends”.

March Madness - Why do My Insurance Rates Keep Climbing?

March Madness - Why do My Insurance Rates Keep Climbing?

I know what you’re thinking… today’s the day… you’ve got your insurance bill in hand and you’re going to call your agent and tell him you’ve had enough! He needs to stop increasing your rates! Well, before you do that, please consider the many factors that go into the calculation of your insurance rates…

Auto liability insurance – skimping on coverage can cost you, big time

Auto liability insurance – skimping on coverage can cost you, big time

Do you have enough auto insurance coverage? If you’re going to choose the route of maintaining only liability insurance (as opposed to comprehensive insurance), don’t skimp on the coverage. Here are 6 things to consider when deciding if you should “go cheap” on auto insurance...

Insuring Your Home - Replacement Cost Vs. Market Value

Insuring Your Home - Replacement Cost Vs. Market Value

Most homeowners have a fairly good idea of what their homes are worth...

So when they glance at their homeowner's insurance declarations, they are sometimes shocked by the fact that the dwelling coverage on their policy is substantially higher than the value of their home. With a big savings in mind, they gleefully ring their agent and inform the agent that there has been some sort of mistake... but, has there been a mistake?